Sell, finance, value – with heart and from a single source.
With over 23 years of experience, 600+ banks and our own certified expert appraiser. Personal, direct and with solutions that fit you and your property.
National & international real estate agent · Financing · Property appraisals according to DIN EN ISO/IEC 17024 · Surveying · Craftsman services & caretaker service
At banks and large brokerage groups, corporate guidelines and fixed rules set the framework. If your project does not fit, the conversation is over quickly. With us, people decide: we listen, take a closer look and create individual solutions, especially when things have stalled elsewhere.
- 100% free initial consultation
- Brokerage commission 0–3% plus VAT
- Over 600 banks compared
- Personal on-site consultation
Recognized & Awarded by
Your property deserves more than a standard solution.
Because real estate is a matter of trust.
For us, a property is not a file number, but a home, a life decision and often a piece of family history.
Because we understand bank and agent in one.
Our founder Tobias Rösch worked for more than ten years in the Deutsche Bank group. There he saw how often the personal side falls short in large structures, and deliberately chose a different path. That is why we know how banks think and find ways that remain hidden to others.
Our storyBecause property deals rarely go by the book.
A rejected financing, a community of heirs, missing documents or time pressure. Such cases often fail because of rules. With us, they get a real chance.
Because we can make decisions.
No committees, no waiting loops. You speak directly with the people who make solutions possible.
What sets us apart
- Flat hierarchies: Your request does not end up in a queue.
- Direct contacts and decision-makers: You talk to the people who decide.
- Fast, unbureaucratic decisions: Without committees or corporate approvals.
- Individual solutions instead of standard packages: Every property and every situation is different.
- Personal agreements: What has been agreed applies.
- Individual financial arrangements and special terms: Feel free to ask us.
- Various services from a single source: Brokerage, financing, appraisals and craftsmanship work hand in hand.
At a glance
| Bank | Brokerage group | MIA Immobilien mit Herz | |
|---|---|---|---|
| Decisions | according to corporate guidelines | according to headquarters and standards | directly in conversation |
| Financing | own products | mostly via partner bank | over 600 banks + private investors |
| Terms | price list | standard commission | individual, special terms possible |
| Appraisals, floor plans, living area | commissioned externally | commissioned externally | in-house, with ISO/IEC 17024 certification |
| Contact person | changing | changing | one for everything |
Our three core services
Real Estate Agent
Sales · Rentals · Professional marketing
- Maximum reach: As ImmoScout24 Gold Partner and Immowelt Premium Partner, we also present your property on Immoportal and Kleinanzeigen.
- Pre-registered buyers: Through our lists of interested parties, we often reach suitable buyers before your property is publicly listed.
- High-end presentation: Professional photos, drone footage, our own floor plans and a compelling exposé.
- Buyers who can actually buy: As certified mortgage brokers, we check early whether a prospect can realistically finance the purchase.
- Rentals: suitable tenants rather than volume, a realistic rent assessment, and we handle the viewings.
- Flexible agreements: Your situation is individual, and our terms can be too.
Real Estate Financing
600+ banks · Subsidies · Individual financing
- Over 600 banks and financing partners compared, instead of just your house bank's offer.
- As certified mortgage brokers, we look at purchase, modernisation and subsidies in one concept.
- A second look when others have said no: self-employed, mixed financing, renovation property? We check what is possible.
- With a search mandate: We get in touch as soon as the right property is available.
Property Valuation & Appraisals
ISO/IEC 17024 · Fair market value · Market value · Remaining useful life
- Market and fair-value appraisals by our expert certified according to DIN EN ISO/IEC 17024, reliable for banks, authorities and inheritance cases.
- Remaining useful life appraisals: You can significantly improve the tax depreciation of your rented property. We check whether it is worthwhile for you.
- Our own plans, floor plans and living-area calculations, prepared by our certified expert. Ideal when documents are missing or the living area is incorrect.
Financing & Investor Solutions
When a project does not fail because of the market, but because of details.
Often it is not the buyer or the property that is missing, but one building block: money for modernisation before the sale, liquidity for real estate transfer tax or brokerage commission, a loan top-up or bridging finance when moving.
This is exactly where we come in. Alongside classic financing through more than 600 banks and building societies, we also arrange financing through private investors and investor structures, for example investor loans for owners that make projects feasible.
We do not look at financing in isolation, but as part of an overall concept, tailored to the property, its use, holding period and objectives.
In addition, we integrate property-related insurance solutions where it makes sense.
Everything from a single source. In-house.
HotScan
Measurement · Floor plans · Living area · Elevations · Sections
Drone footage
Photo · Video · Roof · Plot
Renovation advice
Planning · Costs · Funding options
Craftsman service
Coordination and execution with craftsmen we trust
Caretaker service
Ongoing care of your property
Direct purchase
Your property does not fit the market or it needs to happen fast? We also buy ourselves, renovate and market.
Personally on site
Viewings, property surveys and appointments are handled by the MIA team directly at your location.
For carrying out renovations, we work with craftsmen we trust.
Fewer interfaces. Shorter paths. One contact person.
Our Sales History
Here you can see a selection of our successfully brokered properties. Each property was personally accompanied by us – from the first viewing to the successful closing.
Ein Zuhause, das Lage neu definiert
Dreifamilienhaus im Grünen
Traumhaftes Einfamilienhaus in idyllischer Feldrandlage
Großzügige Doppelhaushälfte mit 7 Zimmern und Wellness-Oase
Großzügiges, sehr schönes Familienhaus mit Garten
Charmantes Nostalgie Hotel mit besonderem Charme
MIA Immobilien mit Herz · Since 2003
For over 23 years, we have been supporting families, investors, and businesses with all real estate matters – personally, transparently, and reliably.
What our clients say about us
Real reviews from real clients – see for yourself the quality of our work.
Lisa Giardina
02/2026
We had the viewing with Mr. Sela and the financing appointment with Mr. Rösch – and can only warmly recommend both. Everything went super relaxed yet absolutely professional.
Oudi Hamada
09/2025
The apartment purchase went absolutely smoothly and professionally. From the first viewing to the key handover, I was always accompanied reliably, friendly and competently.
Said B.
09/2025
Thanks to the great support from Tobias, we were able to make our dream of owning a house come true. From viewing to financing, it's worth even more than a 5-star review.
Daniela Pignata
09/2025
From the beginning, through marketing to the sale of a property, I was very well looked after. The advice was absolutely right. The handling with MiaMakler relieved me immensely.
C S
04/2025
What a wonderful time it was with you! It's truly rare to encounter not only competence in such a process, but also so much warmth, humor and genuine togetherness.
Michael Näther
01/2025
The sale of our property was completed in the shortest possible time. The entire team is sensationally good, always reachable, even on weekends. 6 stars!
Professional Craftsman Service
From the first consultation to the finished result: we plan, coordinate and accompany your project.
Whether interior finishing, renovation or technical installations, our experienced craftsman partners carry it out reliably and on schedule.
You have one fixed contact person at MIA throughout.
Plan B, investment or a new life abroad?
Few people want to board a plane alone and make far-reaching decisions in a foreign country without a trusted contact. That is why we accompany you personally, whether as a second pillar, a holiday home or for the step of emigrating.
On site, we work with long-standing, licensed partner agents.
Dubai
You benefit from their local market knowledge and keep your personal German-speaking contact at MIA, from the first conversation to the handover.
On request, we are there with you on site.
Comprehensive Support for All Areas
Property Service & Management
Properties require ongoing attention, organization, and reliable processes. Our service covers both technical topics as well as administrative and organizational tasks.
Property Service & Management
Aktiv in der Branche
Als Regionaldirektor des Bundesverbands für die Immobilienwirtschaft (BVFI) bringen wir unsere Erfahrung aktiv in die Branche ein.
Der Austausch mit Marktteilnehmern, Fachkollegen und Institutionen ist für uns kein Selbstzweck, sondern Teil unseres Qualitätsanspruchs.
So bleiben wir nah am Markt, an Entwicklungen und an realen Herausforderungen – zum Vorteil unserer Kunden.
Latest from our Real Estate Blog
Market analysis, subsidy updates and expert insights on buying, selling, financing and renovating — compiled by our editorial team from the Rhine-Neckar region.
Your situation is not quite straightforward? Then you have come to the right place.
An unusual starting point, a tight time frame or a project that has already failed elsewhere: tell us about it. We take our time, understand your challenge and create a solution that suits you. The initial consultation is free and without obligation.
Let's Talk
Do you have questions or would you like to schedule an appointment? We look forward to hearing from you.
Call Us
016094670932
Email Us
info@miaimmobilien.de
Visit Us
Schwetzingen
Carl-Theodor-Str.7 Kurpfalzpassage 1. OG. 68723 Schwetzingen
Opening Hours
Mon - Sat: 9:00 AM - 7:00 PM
Appointments by arrangement
Our Office in Schwetzingen
