Economic context
Residential community with limited local jobs. Buyers commute to Heidelberg via S-Bahn (Neckargemünd–HD Hbf ~15 min). Tourism and gastronomy along the river locally relevant.
East of Heidelberg, nestled in the Neckar valley. Half-timbered Altstadt, hillside streets, the historic Dilsberg fortress. A specialist market for buyers who actively want Altbau character and nature.
Neckargemünd: condos €3,203/m², houses €3,983/m² (Q1 2026, -1.8 % YoY). Negative condo motion reflects the market's specialisation – buyers are demanding and hillside stock sits without precise targeting. Southern RN appraisal (joint body).

Founder & Managing Director – Real Estate Agent and Financing Expert
Tobias Rösch founded Mia Immobilien after more than ten years at Deutsche Bank, focused on mortgage financing and asset structures. He combines his qualifications as an insurance professional, certified mortgage broker and real estate agent into a single advisory practice covering sales, financing and wealth structure – in the Rhine-Neckar region since 2002.







Residential community with limited local jobs. Buyers commute to Heidelberg via S-Bahn (Neckargemünd–HD Hbf ~15 min). Tourism and gastronomy along the river locally relevant.
Neckargemünd is a curated market: buyers who want half-timbered charm and hillside views pay a premium. Those only seeking a city-centre condo go to HD-Kirchheim or Eppelheim.
-1.8 % YoY for condos is the correction on hillside units with incomplete paperwork. Houses stay robust. National Destatis Q4/2025 +3.0 %.
Our marketing strategy follows the specific buyer profile per property. These profiles come from our own on-the-ground placements.
Academics combining HD proximity with hillside and river view. Target: villa or half-timbered house in the Altstadt or on the slope.
Buyers 55+ seeking Neckar calm. Target: quiet apartment in the core or house in Kleingemünd. Accessibility is important.
Architects and Altbau enthusiasts specifically buying half-timbered. Willing to pay for potential (not only condition).
City averages don't help any seller. Every micro-location brings its own buyers, prices and document requirements.
High heritage density. § 7i EStG depreciation is a selling point. Check with the heritage office before listing.
Separate locality, near the S-Bahn. Target: families. State precise HD commute time.
Elevated fortress hamlet with spectacular views. Prime for enthusiasts. Factor in the drive to reach it.
Small Neckar-side locality. Calm, nature, little infrastructure. Only for deliberately rural buyers.
Forest-flavoured locality. Target: nature lovers. Check road network and winter service.
Many Neckargemünd streets are steep, winding and narrow. Relevant for buyers relying on delivery services or seniors. Honestly place in the exposé.
Half-timbered houses carry the same risks as in Ladenburg: wood preservation, damp, structure. Obtain assessments before selling.
Real reviews from real clients – see for yourself the quality of our work.
Lisa Giardina
02/2026
We had the viewing with Mr. Sela and the financing appointment with Mr. Rösch – and can only warmly recommend both. Everything went super relaxed yet absolutely professional.
Oudi Hamada
09/2025
The apartment purchase went absolutely smoothly and professionally. From the first viewing to the key handover, I was always accompanied reliably, friendly and competently.
Said B.
09/2025
Thanks to the great support from Tobias, we were able to make our dream of owning a house come true. From viewing to financing, it's worth even more than a 5-star review.
Daniela Pignata
09/2025
From the beginning, through marketing to the sale of a property, I was very well looked after. The advice was absolutely right. The handling with MiaMakler relieved me immensely.
C S
04/2025
What a wonderful time it was with you! It's truly rare to encounter not only competence in such a process, but also so much warmth, humor and genuine togetherness.
Michael Näther
01/2025
The sale of our property was completed in the shortest possible time. The entire team is sensationally good, always reachable, even on weekends. 6 stars!
For the right buyer, yes. The historic fortress village with panoramic valley views attracts enthusiasts. A real price premium exists, but only on properties with unobstructed views and sound substance.
Publishes land reference values and the real-estate market report used for valuations and tax topics (inheritance, gift).
Official websitePaid by the buyer. Relevant German laws for the sale: § 656c BGB, § 23 EStG (speculation tax), § 80 GEG (energy certificate).
Personal advice from Tobias Rösch and his team. Free property valuation based on current comparables from the Rhine-Neckar region.